The 360° Group Choice protection plan provides quality travel protection for all ages at competitive group rates; includes trip cancellation & interruption benefits, emergency medical coverage, along with 24/7 travel assistance & concierge services.

Plan Highlights

  • Primary coverage, no deductibles
  • Same great rate for all ages
  • Pre-existing medical condition exclusion waiver
  • Trip cancellation/interruption benefit includes:
    • Sickness, injury or death3
    • Inclement weather
    • Financial default & labor strikes
    • Business reasons
    • Terrorist incident
  • Missed connection benefit
  • 5 hour trip delay benefit
  • 12 hour baggage delay benefit
  • Fast online claims5

Base Plan Benefits & Bonus Coverages


  • Trip Cancellation
    100% of trip cost ($15,000 limit)
  • Trip Interruption
    150% of trip cost ($22,500 limit)
  • Trip Delay
    $1,000 ($250/day)
  • Equipment Delay
  • Missed Connection
  • Baggage & Personal Effects
  • Baggage Delay
  • Emergency Medical & Dental Expenses
    $25,000 ($500 dental sublimit)
  • Emergency Evacuation & Repatriation
  • Accidental Death & Dismemberment
  • Travel Assistance & Concierge Services4

Bonus Coverages

If plan is purchased at or before final trip payment.
  • Pre-existing Medical Condition Exclusion Waiver
  • Financial Default Coverage

Base Plan Rates

  • Trip Cost
    Plan Cost
  • $02
  • $1 – $500
  • $501 – $1,000
  • $1,001 – $1,500
  • $1,501 – $2,000
  • $2,001 – $3,000
  • $3,001 – $4,000
  • $4,001 – $5,000
  • $5,001 – $6,000
  • $6,001 – $7,000
  • $7,001 – $8,000
  • $8,001 – $9,000
  • $9,001 – $10,000
  • $10,001 – $11,000
  • $11,001 – $12,000
  • $12,001 – $13,000
  • $13,001 – $14,000
  • $14,001 – $15,000
Rates are per traveler. Maximum trip length allowed 364 days.
Travel Assistance Services4

Includes a wide range of services before and during trips through a 24/7 toll free number.

Medical Services Include:

  • Medical Assistance
  • Medical Consultation & Monitoring
  • Medical Evacuation
  • Emergency Medical Payments
  • Prescription Assistance
  • Dependent Transportation & Family Visits
  • Repatriation of Remains

Assistance Services Include:

  • 24 Hour Legal Assistance
  • Message Services
  • Language Interpretation Services
  • Emergency Cash Transfer
  • Pre-Trip Travel Services
  • Travel Document & Ticket Replacement
  • Concierge Services
  • Business Services

Please fill out the online Insurance Form, or download and fill it out. Even if you are declining the insurance, you must fill out the form.

Fill Out Online Form

You will need the following information:
  • Tour Name
  • Destination
  • Departure / Return Dates
  • Trip Cost
Fill Out Online Insurance Form

Download Form and Send In

Please send the completed form to the address below:
The Cruise Experts Agency
111 South Court Street
Suite 104
Visalia, California 93291
Download Insurance Form

Pre-Existing Condition Exclusion Waiver

Pre-existing medical conditions are eligible for coverage when:
  • Plan is purchased at or before final trip payment
  • Full trip cost is insured
  • The traveler is medically able to travel at the time of plan purchase

A pre-existing condition is an Injury, Sickness or other condition (excluding any condition from which death ensues) of an Insured, Traveling Companion, Business Partner or Family Member which, within the 60 day period immediately preceding and including the Insured's coverage effective date.

This exclusion applies to those not traveling.


  1. All coverages per insured up to limits listed. Coverage and rates may vary by state. Please see your policy for details or call 888.574.7026.
  2. Includes $1,000 in Trip Interruption — Return Air only.
  3. Of you, a traveling companion, family member, domestic partner or business partner.
  4. Provided by the designated provider as listed in the Policy.
  5. Based on industry average. Fastest payments on approved claims when debit card or other EFT method is chosen as preferred payment method. Speed of transaction varies by processing financial institution. 01.18

This plan does not cover any loss caused by or resulting from: intentionally self-inflicted Injury, suicide, or attempted suicide of the Insured, Family Member, Traveling Companion or Business Partner while sane or insane; Normal Pregnancy or Childbirth, other than Unforeseen Complications of Pregnancy, of the Insured, a Traveling Companion or a Family Member; participation in professional athletic events; motor sport, or motor racing, including training or practice for the same; mountain climbing that requires the use of equipment such as; pick-axes, anchors, bolts, crampons, carabineers, and lead or top-rope anchoring or other specialized equipment; operating or learning to operate any aircraft, as student, pilot, or crew; air travel on any air-supported device, other than a regularly scheduled airline or air charter; war (whether declared or not) or act of war, participation in a civil disorder, riot, insurrection or unrest; any unlawful acts committed by the Insured; Mental, Nervous or Psychological Disorder; if the Insured's tickets do not contain specific travel dates (open tickets); being under the influence of drugs or narcotics, unless administered upon the advice of a Physician or intoxication above the legal limit; any Loss that occurs at a time when this coverage is not in effect; traveling solely or substantially for the purpose of securing medical treatment; any Trip taken outside the advice of a Physician; Pre-Existing Medical Conditions of an Insured, Traveling Companion, Business Partner or Family Member (within a 60 day period immediately preceding coverage effective date). The following exclusions also apply to the Medical Expense Benefit: routine physical examinations; mental health care; replacement of hearing aids, eye glasses, contact lenses, sunglasses; routine dental care; any service provided by the Insured, a Family Member, or Traveling Companion; alcohol or substance abuse or treatment for the same; Experimental or Investigative treatment or procedures; care or treatment which is not Medically Necessary, except for related reconstructive surgery resulting from trauma, infection or disease; coverage for Trips less than 100 miles from the Insured's Primary Residence (also applies to the Emergency Evacuation Benefit). The following exclusions also apply to Accidental Death and Dismemberment: Benefits will not be provided for the following: loss caused by or resulting directly or indirectly from Sickness or disease of any kind; stroke or cerebrovascular accident or event; cardiovascular accident or event; myocardial infarction or heart attack; coronary thrombosis; aneurysm. Please refer to your policy for a complete list of plan exclusions and limitations. The purchase of this product is not required in order to purchase any other travel product or service. Your travel retailer might not be licensed to sell travel insurance and will only be able to provide general information about the product. An unlicensed travel retailer may not answer questions about the terms and conditions of the insurance offered and may not evaluate the adequacy of your existing insurance coverage. The products being offered provide insurance coverage that only applies during your covered trip. You may have insurance coverage from other sources that provide similar benefits but may be subject to different restrictions depending upon the coverage. You may wish to compare the terms of the travel policy offered through Travelex with any existing life, health, home and automobile insurance policies you may have. If you have questions about your coverage under your existing insurance policies, contact your insurer or insurance agent or broker. The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. If you have questions about coverage available under our plans, please review the policy or contact us.

Travelex Insurance Services Inc. 9140 West Dodge Road, Suite 300, Omaha, NE 68114. Toll Free 888.574.7026. Email: Any inquiry regarding claims may be directed to, P.O. Box 31003 Charlotte, NC 28231-1003; 855.205.6054. Inquirers regarding new, existing or denied claims and any other claims questions may also be directed to this address. Consumers in California may also contact: California Department of Insurance Hotline 800.927.4357 or 213.897.8921. Travelex CA Agency License #0D10209. Consumers in Maryland may contact: Maryland Insurance Administration 800.492.6116 or 410.468.2340.

All products listed are underwritten by, Berkshire Hathaway Specialty Insurance Company (formerly known as Stonewall Insurance Company), 1314 Douglas Street, Suite 1400, Omaha, NE 68102; NAIC #22276 under Policy Form series (all states except as otherwise noted) PG-TA-IPL-USE. In KS, MN, MO, MT, OR, and VA Policy Form series PG-TA-IPL-NV. In CA Policy Form # PT-TA-IPL-CAEAH, CO Policy Form # PG-TA-IPL-COEAH and PG-TA-IPL-COEIM, IL Policy Form # PGTA-IPL-ILE, IN Policy Form # PG-TA-IPL-INEAH and PG-TA-IPL-NVIM, MD Policy Form # PG-TA-IPL-MDE, NH Policy Form # PG-TA-IPL-NHE, NY Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-NVAH-NY, PA Policy Form # PG-TA-IPL-USIM and PG-TA-IPL-NVAH-PA, TX Policy Form # PG-TA-IPL-TXEAH and PG-TA-IPL-TXEIM, WA Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-WAEAH. To view the policy based on your state of residence, please visit: RJI 01.18
The CruiseExperts Agency - The Original Online Cruise Experts
Phone: 1.888.804.CRUISE (2784), Website: , Hours: M-F 8AM to 6PM, Sat 9AM to 4PM PT
Driving Directions - Google Maps, Address: 111 South Court Street Suite 104 Visalia, CA 93291 USA

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